{"id":529,"date":"2026-10-18T14:52:49","date_gmt":"2026-10-18T14:52:49","guid":{"rendered":"https:\/\/kancelariamarcinkowski.pl\/index.php\/kancelaria-marcinkowscy\/"},"modified":"2026-10-18T15:54:21","modified_gmt":"2026-10-18T15:54:21","slug":"kancelaria-marcinkowscy","status":"publish","type":"page","link":"https:\/\/kancelariamarcinkowski.pl\/","title":{"rendered":"Kancelaria Marcinkowski"},"content":{"rendered":"\n<div class=\"wp-block-group km-site km-home is-layout-flow wp-block-group-is-layout-flow\">\n<section id=\"start\" class=\"wp-block-group km-section km-dark km-hero is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-wrap is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns km-hero__grid is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column km-hero__copy is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p class=\"km-eyebrow wp-block-paragraph\">KREDYTY CHF \u00b7 EUR \u00b7 WIBOR<\/p>\n\n\n<h1 class=\"wp-block-heading\">Kredyt we frankach?<br>Sprawd\u017a, co mo\u017cesz <em>odzyska\u0107.<\/em><\/h1>\n\n\n<p class=\"km-lead wp-block-paragraph\">Analizujemy umowy kredyt\u00f3w we frankach \u2014 tak\u017ce sp\u0142aconych \u2014 oraz kredyt\u00f3w w euro i z WIBOR. Powiemy jasno, jakie masz mo\u017cliwo\u015bci, jak wygl\u0105da sprawa i od czego zacz\u0105\u0107.<\/p>\n\n\n<div class=\"wp-block-buttons km-hero__actions is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button km-btn-gold\"><a class=\"wp-block-button__link wp-element-button\" href=\"#kontakt\">Porozmawiajmy o Twojej sprawie<\/a><\/div>\n\n\n<div class=\"wp-block-button km-btn-text\"><a class=\"wp-block-button__link wp-element-button\" href=\"#specjalizacje\">Poznaj obszary pomocy<\/a><\/div>\n\n<\/div>\n\n<p class=\"km-phone km-phone--hero\"><a href=\"tel:+48500044483\"><svg class=\"km-ico\" width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"m7 3 3 5-2 2a16 16 0 0 0 6 6l2-2 5 3-2 4C10 21 3 14 3 5l4-2z\"\/><\/svg><span>+48 500 044 483<\/span><\/a><span class=\"km-phone__hours\">pn\u2013pt 10:00\u201320:00<\/span><\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-column km-hero__form is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><div class=\"km-quiz km-quiz--hero\" id=\"kwalifikator\" data-km-quiz><div class=\"km-quiz__head\"><p class=\"km-quiz__eyebrow\">Kredyt \u00b7 3 pytania<\/p><h2 class=\"km-quiz__title\">Masz kredyt w PLN, EUR lub CHF?<\/h2><p class=\"km-quiz__lead\">Odpowiedz na 3 kr\u00f3tkie pytania. Skontaktujemy si\u0119, aby porozmawia\u0107 o Twojej sytuacji.<\/p><\/div><div class=\"km-quiz__bar\" aria-hidden=\"true\"><span><\/span><\/div><p class=\"km-quiz__step\" aria-live=\"polite\" hidden><\/p><form class=\"km-form km-quiz__form\" method=\"post\" action=\"https:\/\/kancelariamarcinkowski.pl\/wp-admin\/admin-post.php\" novalidate data-km-form=\"quiz\"><input type=\"hidden\" name=\"action\" value=\"km_submit\"><input type=\"hidden\" name=\"km_form\" value=\"quiz\"><input type=\"hidden\" name=\"km_token\" value=\"1792433729.fc2c224bee7f4026b143\" data-km-token><input type=\"hidden\" name=\"km_ref\" value=\"https:\/\/kancelariamarcinkowski.pl\/wp-json\/wp\/v2\/pages\/529\"><div class=\"km-hp\" aria-hidden=\"true\"><label>Nie wype\u0142niaj tego pola<input type=\"text\" name=\"km_www\" tabindex=\"-1\" autocomplete=\"off\"><\/label><\/div><fieldset class=\"km-q\" data-step=\"waluta\"><legend class=\"km-q__legend\" tabindex=\"-1\">Czy masz kredyt w PLN, EUR lub CHF?<\/legend><div class=\"km-opts km-opts--grid\"><label class=\"km-opt\"><input type=\"radio\" name=\"waluta\" value=\"PLN\"><span>Tak \u2014 w PLN<\/span><\/label><label class=\"km-opt\"><input type=\"radio\" name=\"waluta\" value=\"EUR\"><span>Tak \u2014 w EUR<\/span><\/label><label class=\"km-opt\"><input type=\"radio\" name=\"waluta\" value=\"CHF\"><span>Tak \u2014 w CHF<\/span><\/label><label class=\"km-opt\"><input type=\"radio\" name=\"waluta\" value=\"NIE\"><span>Nie mam takiego kredytu<\/span><\/label><\/div><p class=\"km-field__error\" hidden><\/p><\/fieldset><fieldset class=\"km-q\" data-step=\"splacony\" data-skip-if=\"waluta=NIE\"><legend class=\"km-q__legend\" tabindex=\"-1\">Czy kredyt jest ju\u017c sp\u0142acony?<\/legend><div class=\"km-opts km-opts--grid\"><label class=\"km-opt\"><input type=\"radio\" name=\"splacony\" value=\"nie\"><span>Nie, nadal go sp\u0142acam<\/span><\/label><label class=\"km-opt\"><input type=\"radio\" name=\"splacony\" value=\"tak\"><span>Tak, jest sp\u0142acony<\/span><\/label><\/div><p class=\"km-field__error\" hidden><\/p><\/fieldset><fieldset class=\"km-q\" data-step=\"kiedy\" data-show-if=\"splacony=tak\"><legend class=\"km-q__legend\" tabindex=\"-1\">Ile czasu temu zosta\u0142 sp\u0142acony? <span class=\"km-q__nojs\">(je\u015bli sp\u0142acony)<\/span><\/legend><div class=\"km-opts km-opts--list\"><label class=\"km-opt\"><input type=\"radio\" name=\"kiedy\" value=\"lt1\"><span>Mniej ni\u017c rok temu<\/span><\/label><label class=\"km-opt\"><input type=\"radio\" name=\"kiedy\" value=\"1-3\"><span>1\u20133 lata temu<\/span><\/label><label class=\"km-opt\"><input type=\"radio\" name=\"kiedy\" value=\"3-6\"><span>3\u20136 lat temu<\/span><\/label><label class=\"km-opt\"><input type=\"radio\" name=\"kiedy\" value=\"6-10\"><span>6\u201310 lat temu<\/span><\/label><label class=\"km-opt\"><input type=\"radio\" name=\"kiedy\" value=\"gt10\"><span>Ponad 10 lat temu<\/span><\/label><\/div><p class=\"km-field__error\" hidden><\/p><\/fieldset><fieldset class=\"km-q km-q--contact\" data-step=\"kontakt\"><legend class=\"km-q__legend\" tabindex=\"-1\">Jak mo\u017cemy si\u0119 z Tob\u0105 skontaktowa\u0107?<\/legend><p class=\"km-q__noloan\" data-show-if=\"waluta=NIE\" hidden>Nie szkodzi \u2014 opisz kr\u00f3tko swoj\u0105 spraw\u0119, a ustalimy, czy mo\u017cemy pom\u00f3c.<\/p><div class=\"km-field\" data-field=\"imie\"><label for=\"km-imie-1\">Imi\u0119 <span aria-hidden=\"true\">*<\/span><\/label><input id=\"km-imie-1\" type=\"text\" name=\"imie\" required autocomplete=\"given-name\" maxlength=\"60\"><p class=\"km-field__error\" hidden><\/p><\/div><div class=\"km-row\"><div class=\"km-field\" data-field=\"telefon\"><label for=\"km-telefon-2\">Telefon<\/label><input id=\"km-telefon-2\" type=\"tel\" name=\"telefon\" autocomplete=\"tel\" inputmode=\"tel\" maxlength=\"30\"><p class=\"km-field__error\" hidden><\/p><\/div><div class=\"km-field\" data-field=\"email\"><label for=\"km-email-3\">E-mail<\/label><input id=\"km-email-3\" type=\"email\" name=\"email\" autocomplete=\"email\" maxlength=\"120\"><p class=\"km-field__error\" hidden><\/p><\/div><\/div><p class=\"km-field__hint km-q__hint\">Podaj telefon lub e-mail \u2014 wystarczy jedno.<\/p><div data-show-if=\"waluta=NIE\" hidden><div class=\"km-field\" data-field=\"wiadomosc\"><label for=\"km-wiadomosc-4\">Czego dotyczy sprawa? (opcjonalnie)<\/label><textarea id=\"km-wiadomosc-4\" name=\"wiadomosc\" rows=\"3\" maxlength=\"1000\"><\/textarea><p class=\"km-field__error\" hidden><\/p><\/div><\/div><p class=\"km-form__privacy\">Wysy\u0142aj\u0105c zg\u0142oszenie, przekazujesz dane, aby\u015bmy mogli odpowiedzie\u0107. Samo zg\u0142oszenie nie oznacza przyj\u0119cia sprawy. Dane z formularza wykorzystamy wy\u0142\u0105cznie do odpowiedzi na zapytanie.<\/p><button type=\"submit\" class=\"km-btn km-btn--gold km-btn--block\">Popro\u015b o kontakt<svg class=\"km-ico\" width=\"17\" height=\"17\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M4 12h15m-6-6 6 6-6 6\"\/><\/svg><\/button><\/fieldset><div class=\"km-quiz__nav\" hidden><button type=\"button\" class=\"km-quiz__back\" data-km-back><svg class=\"km-ico\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M20 12H5m6-6-6 6 6 6\"\/><\/svg>Wstecz<\/button><button type=\"button\" class=\"km-btn km-btn--gold km-quiz__next\" data-km-next>Dalej<svg class=\"km-ico\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M4 12h15m-6-6 6 6-6 6\"\/><\/svg><\/button><\/div><div class=\"km-form__status\" role=\"status\" aria-live=\"polite\"><\/div><\/form><div class=\"km-quiz__done\" tabindex=\"-1\" hidden><svg class=\"km-ico\" width=\"28\" height=\"28\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"m5 12.5 4.5 4.5L19 7.5\"\/><\/svg><p class=\"km-quiz__done-title\" data-km-done-title>Dzi\u0119kujemy. Zg\u0142oszenie dotar\u0142o.<\/p><p>Oddzwonimy, aby porozmawia\u0107 o Twojej sytuacji. Je\u015bli sprawa jest pilna, zadzwo\u0144: <a href=\"tel:+48500044483\">+48 500 044 483<\/a>.<\/p><p class=\"km-quiz__summary\" data-km-summary><\/p><\/div><ul class=\"km-quiz__trust\"><li><svg class=\"km-ico\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"m5 12.5 4.5 4.5L19 7.5\"\/><\/svg>Bez zobowi\u0105za\u0144<\/li><li><svg class=\"km-ico\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"m5 12.5 4.5 4.5L19 7.5\"\/><\/svg>Ok. 30 sekund<\/li><li><svg class=\"km-ico\" width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"m5 12.5 4.5 4.5L19 7.5\"\/><\/svg>Rozmowa z prawnikiem<\/li><\/ul><p class=\"km-quiz__call\">Wolisz zadzwoni\u0107? <a href=\"tel:+48500044483\">+48 500 044 483<\/a> <span>\u00b7 pn\u2013pt 10:00\u201320:00<\/span><\/p><\/div>\n\n<\/div>\n\n<\/div>\n\n\n<ul class=\"wp-block-list km-hero__points\">\n<li>Kredyty sp\u0142acone i w trakcie sp\u0142aty<\/li>\n\n\n<li>Analiza umowy przed decyzj\u0105<\/li>\n\n\n<li>Zrozumia\u0142a komunikacja<\/li>\n\n<\/ul>\n\n<\/div>\n\n<\/section>\n\n\n<section id=\"specjalizacje\" class=\"wp-block-group km-section km-services is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-wrap is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-head km-head--split is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-head__title is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"km-eyebrow wp-block-paragraph\">01 \/ OBSZARY POMOCY<\/p>\n\n\n<h2 class=\"wp-block-heading\">Od w\u0142a\u015bciwych pyta\u0144<br>do konkretnych dzia\u0142a\u0144.<\/h2>\n\n<\/div>\n\n\n<p class=\"km-head__lead wp-block-paragraph\">Ka\u017cda sprawa ma w\u0142asny kontekst. Wybierz obszar, kt\u00f3ry najlepiej opisuje Twoj\u0105 sytuacj\u0119.<\/p>\n\n<\/div>\n\n<div class=\"km-filters\" role=\"group\" aria-label=\"Filtruj obszary pomocy\" data-km-filters hidden><button type=\"button\" class=\"km-filter\" data-filter=\"all\" aria-pressed=\"true\">Wszystkie obszary<\/button><button type=\"button\" class=\"km-filter\" data-filter=\"personal\" aria-pressed=\"false\">Osoby prywatne<\/button><button type=\"button\" class=\"km-filter\" data-filter=\"business\" aria-pressed=\"false\">Firmy<\/button><\/div><p class=\"screen-reader-text\" aria-live=\"polite\" data-km-filter-status><\/p>\n\n\n<div class=\"wp-block-group km-services-grid is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-service km-for-personal km-for-business is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full km-icon\"><img decoding=\"async\" src=\"https:\/\/kancelariamarcinkowski.pl\/wp-content\/plugins\/kancelaria-marcinkowscy\/assets\/icons\/civil.svg\" alt=\"\"\/><\/figure>\n\n\n<p class=\"km-num wp-block-paragraph\">01<\/p>\n\n\n<h3 class=\"wp-block-heading\">Prawo cywilne<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Sprawy, w kt\u00f3rych licz\u0105 si\u0119 Twoje prawa, zobowi\u0105zania i relacje z drug\u0105 stron\u0105.<\/p>\n\n\n<p class=\"km-card-link wp-block-paragraph\"><a href=\"https:\/\/kancelariamarcinkowski.pl\/index.php\/specjalizacje\/prawo-cywilne\/\">Poznaj zakres pomocy<span class=\"screen-reader-text\">: Prawo cywilne<\/span><\/a><\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group km-service km-for-personal km-for-business is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full km-icon\"><img decoding=\"async\" src=\"https:\/\/kancelariamarcinkowski.pl\/wp-content\/plugins\/kancelaria-marcinkowscy\/assets\/icons\/claim.svg\" alt=\"\"\/><\/figure>\n\n\n<p class=\"km-num wp-block-paragraph\">02<\/p>\n\n\n<h3 class=\"wp-block-heading\">Roszczenia i odszkodowania<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Porz\u0105dkowanie podstaw roszczenia i dokument\u00f3w istotnych dla jego oceny.<\/p>\n\n\n<p class=\"km-card-link wp-block-paragraph\"><a href=\"https:\/\/kancelariamarcinkowski.pl\/index.php\/specjalizacje\/roszczenia-odszkodowania\/\">Poznaj zakres pomocy<span class=\"screen-reader-text\">: Roszczenia i odszkodowania<\/span><\/a><\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group km-service km-for-personal is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full km-icon\"><img decoding=\"async\" src=\"https:\/\/kancelariamarcinkowski.pl\/wp-content\/plugins\/kancelaria-marcinkowscy\/assets\/icons\/consumer.svg\" alt=\"\"\/><\/figure>\n\n\n<p class=\"km-num wp-block-paragraph\">03<\/p>\n\n\n<h3 class=\"wp-block-heading\">Prawo konsumenckie<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Wsparcie w zrozumieniu sytuacji zwi\u0105zanej z zakupem, us\u0142ug\u0105 lub umow\u0105.<\/p>\n\n\n<p class=\"km-card-link wp-block-paragraph\"><a href=\"https:\/\/kancelariamarcinkowski.pl\/index.php\/specjalizacje\/prawo-konsumenckie\/\">Poznaj zakres pomocy<span class=\"screen-reader-text\">: Prawo konsumenckie<\/span><\/a><\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group km-service km-for-personal km-for-business is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full km-icon\"><img decoding=\"async\" src=\"https:\/\/kancelariamarcinkowski.pl\/wp-content\/plugins\/kancelaria-marcinkowscy\/assets\/icons\/document.svg\" alt=\"\"\/><\/figure>\n\n\n<p class=\"km-num wp-block-paragraph\">04<\/p>\n\n\n<h3 class=\"wp-block-heading\">Dokumenty i umowy<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Czytelne om\u00f3wienie dokument\u00f3w przed podj\u0119ciem wa\u017cnej decyzji.<\/p>\n\n\n<p class=\"km-card-link wp-block-paragraph\"><a href=\"https:\/\/kancelariamarcinkowski.pl\/index.php\/specjalizacje\/analiza-umow\/\">Poznaj zakres pomocy<span class=\"screen-reader-text\">: Dokumenty i umowy<\/span><\/a><\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group km-service km-for-personal is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full km-icon\"><img decoding=\"async\" src=\"https:\/\/kancelariamarcinkowski.pl\/wp-content\/plugins\/kancelaria-marcinkowscy\/assets\/icons\/person.svg\" alt=\"\"\/><\/figure>\n\n\n<p class=\"km-num wp-block-paragraph\">05<\/p>\n\n\n<h3 class=\"wp-block-heading\">Wsparcie os\u00f3b prywatnych<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Rozmowa o sytuacji, w kt\u00f3rej potrzebujesz uporz\u0105dkowa\u0107 kwestie prawne.<\/p>\n\n\n<p class=\"km-card-link wp-block-paragraph\"><a href=\"https:\/\/kancelariamarcinkowski.pl\/index.php\/specjalizacje\/osoby-prywatne\/\">Poznaj zakres pomocy<span class=\"screen-reader-text\">: Wsparcie os\u00f3b prywatnych<\/span><\/a><\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group km-service km-for-business is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full km-icon\"><img decoding=\"async\" src=\"https:\/\/kancelariamarcinkowski.pl\/wp-content\/plugins\/kancelaria-marcinkowscy\/assets\/icons\/business.svg\" alt=\"\"\/><\/figure>\n\n\n<p class=\"km-num wp-block-paragraph\">06<\/p>\n\n\n<h3 class=\"wp-block-heading\">Wsparcie przedsi\u0119biorc\u00f3w<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Praktyczne spojrzenie na dokumenty, zobowi\u0105zania i bie\u017c\u0105ce sprawy firmy.<\/p>\n\n\n<p class=\"km-card-link wp-block-paragraph\"><a href=\"https:\/\/kancelariamarcinkowski.pl\/index.php\/specjalizacje\/przedsiebiorcy\/\">Poznaj zakres pomocy<span class=\"screen-reader-text\">: Wsparcie przedsi\u0119biorc\u00f3w<\/span><\/a><\/p>\n\n<\/div>\n\n<\/div>\n\n\n\n<\/div>\n\n<\/section>\n\n\n<section id=\"o-kancelarii\" class=\"wp-block-group km-section km-soft km-about is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-wrap is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns km-about__grid is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column km-about__visual is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group km-quote-panel is-layout-flow wp-block-group-is-layout-flow\">\n<blockquote class=\"wp-block-quote km-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Dobra wsp\u00f3\u0142praca zaczyna si\u0119 od zrozumienia.<\/p>\n\n<cite>TAK CHCEMY PRACOWA\u0106<\/cite><\/blockquote>\n\n<\/div>\n\n<\/div>\n\n\n<div class=\"wp-block-column km-about__copy is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"km-eyebrow wp-block-paragraph\">02 \/ O KANCELARII<\/p>\n\n\n<h2 class=\"wp-block-heading\">Profesjonalnie.<br>Po ludzku.<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Za dokumentami i paragrafami zawsze stoi czyja\u015b historia. Dlatego zaczynamy od rozmowy, uwa\u017cnego wys\u0142uchania i zrozumienia tego, co jest dla Ciebie najwa\u017cniejsze.<\/p>\n\n\n<div class=\"wp-block-group km-values is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-value is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"km-num wp-block-paragraph\">01<\/p>\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Uwa\u017cna analiza<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Porz\u0105dkujemy fakty i dokumenty, aby lepiej zrozumie\u0107 sytuacj\u0119.<\/p>\n\n<\/div><\/div>\n\n<\/div>\n\n\n<div class=\"wp-block-group km-value is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"km-num wp-block-paragraph\">02<\/p>\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Jasne mo\u017cliwo\u015bci<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Wyja\u015bniamy dost\u0119pne kierunki i kwestie wymagaj\u0105ce dalszej oceny.<\/p>\n\n<\/div><\/div>\n\n<\/div>\n\n\n<div class=\"wp-block-group km-value is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"km-num wp-block-paragraph\">03<\/p>\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\">\u015awiadoma decyzja<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Omawiamy zakres wsp\u00f3\u0142pracy, zanim przejdziemy do dzia\u0142ania.<\/p>\n\n<\/div><\/div>\n\n<\/div>\n\n<\/div>\n\n\n<p class=\"km-link wp-block-paragraph\"><a href=\"https:\/\/kancelariamarcinkowski.pl\/index.php\/o-kancelarii\/\">Poznaj kancelari\u0119<\/a><\/p>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\n\n<section id=\"jak-pracujemy\" class=\"wp-block-group km-section km-process is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-wrap is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-head km-head--split is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-head__title is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"km-eyebrow wp-block-paragraph\">03 \/ JAK PRACUJEMY<\/p>\n\n\n<h2 class=\"wp-block-heading\">Wiesz, co dalej.<\/h2>\n\n<\/div>\n\n\n<p class=\"km-head__lead wp-block-paragraph\">Przejrzysty pocz\u0105tek wsp\u00f3\u0142pracy. Bez niedom\u00f3wie\u0144.<\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group km-process-grid is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-step is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"km-num wp-block-paragraph\">01<\/p>\n\n\n<h3 class=\"wp-block-heading\">Rozmawiamy<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kr\u00f3tko opisujesz spraw\u0119 i wskazujesz, czego potrzebujesz.<\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group km-step is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"km-num wp-block-paragraph\">02<\/p>\n\n\n<h3 class=\"wp-block-heading\">Analizujemy<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Ustalamy, jakie informacje i dokumenty s\u0105 potrzebne do oceny.<\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group km-step is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"km-num wp-block-paragraph\">03<\/p>\n\n\n<h3 class=\"wp-block-heading\">Uzgadniamy<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Omawiamy mo\u017cliwy zakres pomocy, warunki i wynagrodzenie.<\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-group km-step is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"km-num wp-block-paragraph\">04<\/p>\n\n\n<h3 class=\"wp-block-heading\">Dzia\u0142amy<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Po uzgodnieniu wsp\u00f3\u0142pracy realizujemy ustalony zakres dzia\u0142a\u0144.<\/p>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\n\n<section id=\"zespol\" class=\"wp-block-group km-section km-white km-team is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-wrap is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns km-team__grid is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column km-team__head is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"km-eyebrow wp-block-paragraph\">04 \/ OSOBA DO KONTAKTU<\/p>\n\n\n<h2 class=\"wp-block-heading\">Za rozmow\u0105<br>stoi cz\u0142owiek.<\/h2>\n\n<\/div>\n\n\n<div class=\"wp-block-column km-team__photo is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full km-portrait\"><img decoding=\"async\" src=\"https:\/\/kancelariamarcinkowski.pl\/wp-content\/plugins\/kancelaria-marcinkowscy\/assets\/img\/portret-miejsce.svg\" alt=\"\"\/><\/figure>\n\n<\/div>\n\n\n<div class=\"wp-block-column km-team__copy is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Rodion Marcinkowski<\/h3>\n\n\n<p class=\"km-role wp-block-paragraph\">Prawnik \u00b7 osoba do kontaktu<\/p>\n\n\n<p class=\"km-bio wp-block-paragraph\">Rodion Marcinkowski jest prawnikiem i osob\u0105, z kt\u00f3r\u0105 porozmawiasz o swojej sprawie \u2014 od pierwszego kontaktu po ustalenie dalszych krok\u00f3w.<\/p>\n\n\n\n\n<p class=\"km-link wp-block-paragraph\"><a href=\"https:\/\/kancelariamarcinkowski.pl\/index.php\/o-kancelarii\/#profil\">Zobacz profil<\/a><\/p>\n\n\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\n\n<section id=\"faq\" class=\"wp-block-group km-section km-faq is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-wrap is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns km-faq__grid is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column km-faq__intro is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"km-eyebrow wp-block-paragraph\">05 \/ PYTANIA I ODPOWIEDZI<\/p>\n\n\n<h2 class=\"wp-block-heading\">Zanim porozmawiamy.<\/h2>\n\n\n<p class=\"km-head__lead wp-block-paragraph\">Kilka informacji, kt\u00f3re pomog\u0105 przygotowa\u0107 pierwszy kontakt.<\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-column km-faq__items is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group km-faq__list is-layout-flow wp-block-group-is-layout-flow\">\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Czy mog\u0119 odzyska\u0107 pieni\u0105dze ze sp\u0142aconego kredytu we frankach?<\/summary>\n<p class=\"wp-block-paragraph\">Sp\u0142ata kredytu nie zamyka sprawy. Je\u017celi umowa zawiera\u0142a niedozwolone klauzule, roszczenie mo\u017ce istnie\u0107 tak\u017ce po sp\u0142acie \u2014 czy i w jakim zakresie, zale\u017cy od tre\u015bci umowy i termin\u00f3w przedawnienia. Sprawdzimy to po zapoznaniu si\u0119 z umow\u0105 i histori\u0105 sp\u0142at.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Jak przygotowa\u0107 si\u0119 do pierwszej rozmowy?<\/summary>\n<p class=\"wp-block-paragraph\">Przygotuj kr\u00f3tki opis sytuacji, najwa\u017cniejsze daty i list\u0119 pyta\u0144. Na pocz\u0105tku wystarczy og\u00f3lny opis. Spos\u00f3b przekazania dokument\u00f3w ustalimy osobno.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Po co pytania o kredyt w PLN, EUR lub CHF?<\/summary>\n<p class=\"wp-block-paragraph\">Odpowiedzi pomagaj\u0105 przygotowa\u0107 pierwsz\u0105 rozmow\u0119 o Twoim kredycie. Nie s\u0105 ocen\u0105 sprawy ani porad\u0105 prawn\u0105 \u2014 t\u0119 mo\u017cemy przedstawi\u0107 dopiero po zapoznaniu si\u0119 z umow\u0105 i dokumentami.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Czy pierwsza konsultacja jest p\u0142atna?<\/summary>\n<p class=\"wp-block-paragraph\">Zakres i koszt pierwszej konsultacji ustalamy z Tob\u0105 przed jej rozpocz\u0119ciem.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Czy mog\u0119 skontaktowa\u0107 si\u0119 w imieniu firmy?<\/summary>\n<p class=\"wp-block-paragraph\">Tak. Przy pierwszym kontakcie opisz, czego dotyczy sprawa i jakiej pomocy potrzebuje firma. Przyj\u0119cie zlecenia zale\u017cy od ustalenia zakresu obs\u0142ugi.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Czy mo\u017cliwy jest kontakt zdalny?<\/summary>\n<p class=\"wp-block-paragraph\">Napisz, je\u015bli zale\u017cy Ci na kontakcie zdalnym. Dost\u0119pne kana\u0142y i termin rozmowy ustalimy indywidualnie.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Czy opis sprawy w formularzu oznacza rozpocz\u0119cie wsp\u00f3\u0142pracy?<\/summary>\n<p class=\"wp-block-paragraph\">Nie. Samo przes\u0142anie zapytania nie oznacza przyj\u0119cia sprawy ani zawarcia umowy. Zakres i warunki wsp\u00f3\u0142pracy wymagaj\u0105 odr\u0119bnego uzgodnienia.<\/p>\n\n<\/details>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\n\n<section id=\"konsultacja\" class=\"wp-block-group km-section km-dark km-fees is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-wrap is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns km-fees__grid is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"km-eyebrow wp-block-paragraph\">06 \/ KONSULTACJA I WYNAGRODZENIE<\/p>\n\n\n<h2 class=\"wp-block-heading\">Najpierw ustalenia.<br>Potem wsp\u00f3\u0142praca.<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Zakres pomocy i wynagrodzenie ustalamy przed rozpocz\u0119ciem zlecenia. Znaczenie maj\u0105 charakter sprawy, potrzebne czynno\u015bci oraz uzgodniony zakres analizy.<\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"wp-block-list km-checks\">\n<li>Zakres konsultacji uzgodniony wcze\u015bniej<\/li>\n\n\n<li>Indywidualne ustalenie wynagrodzenia<\/li>\n\n\n<li>Warunki wsp\u00f3\u0142pracy przedstawione przed zleceniem<\/li>\n\n<\/ul>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button km-btn-gold\"><a class=\"wp-block-button__link wp-element-button\" href=\"#kontakt\">Zapytaj o konsultacj\u0119<\/a><\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\n<section class=\"km-section km-insights\" id=\"wiedza\"><div class=\"km-wrap\"><div class=\"km-head km-head--split\"><div class=\"km-head__title\"><p class=\"km-eyebrow\">07 \/ WIEDZA<\/p><h2 class=\"wp-block-heading\">Prawo bli\u017cej codzienno\u015bci.<\/h2><\/div><p class=\"km-head__lead\">Kredyty we frankach, w euro i z WIBOR \u2014 orzecznictwo i praktyczne wskaz\u00f3wki.<\/p><\/div><div class=\"km-acards\"><article class=\"km-acard\"><a class=\"km-acard__media\" href=\"https:\/\/kancelariamarcinkowski.pl\/index.php\/2026\/10\/18\/kredyt-indeksowany-a-denominowany-w-euro\/\" tabindex=\"-1\" aria-hidden=\"true\"><img decoding=\"async\" width=\"768\" height=\"403\" src=\"https:\/\/kancelariamarcinkowski.pl\/wp-content\/uploads\/2026\/10\/km-kredyt-indeksowany-a-denominowany-w-euro-768x403.jpg\" class=\"km-acard__img wp-post-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/kancelariamarcinkowski.pl\/wp-content\/uploads\/2026\/10\/km-kredyt-indeksowany-a-denominowany-w-euro-768x403.jpg 768w, https:\/\/kancelariamarcinkowski.pl\/wp-content\/uploads\/2026\/10\/km-kredyt-indeksowany-a-denominowany-w-euro-300x158.jpg 300w, https:\/\/kancelariamarcinkowski.pl\/wp-content\/uploads\/2026\/10\/km-kredyt-indeksowany-a-denominowany-w-euro-1024x538.jpg 1024w, https:\/\/kancelariamarcinkowski.pl\/wp-content\/uploads\/2026\/10\/km-kredyt-indeksowany-a-denominowany-w-euro-600x315.jpg 600w, https:\/\/kancelariamarcinkowski.pl\/wp-content\/uploads\/2026\/10\/km-kredyt-indeksowany-a-denominowany-w-euro.jpg 1200w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/a><p class=\"km-acard__cat\">Kredyty w euro<\/p><h3 class=\"km-acard__title\"><a href=\"https:\/\/kancelariamarcinkowski.pl\/index.php\/2026\/10\/18\/kredyt-indeksowany-a-denominowany-w-euro\/\">Kredyt indeksowany a denominowany w euro \u2014 jak rozpozna\u0107 typ umowy<\/a><\/h3><p class=\"km-acard__excerpt\">Trzy typy kredyt\u00f3w powi\u0105zanych z euro i trzy r\u00f3\u017cne konsekwencje. Pokazujemy, jak rozpozna\u0107 sw\u00f3j typ umowy i gdzie szuka\u0107 klauzul kursowych.<\/p><p class=\"km-acard__more\" aria-hidden=\"true\">Czytaj artyku\u0142<\/p><\/article><article class=\"km-acard\"><a class=\"km-acard__media\" href=\"https:\/\/kancelariamarcinkowski.pl\/index.php\/2026\/10\/18\/wibor-co-to-jest-i-co-zastapi-go-polstr\/\" tabindex=\"-1\" aria-hidden=\"true\"><img decoding=\"async\" width=\"768\" height=\"403\" src=\"https:\/\/kancelariamarcinkowski.pl\/wp-content\/uploads\/2026\/10\/km-wibor-co-to-jest-i-co-zastapi-go-polstr-768x403.jpg\" class=\"km-acard__img wp-post-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/kancelariamarcinkowski.pl\/wp-content\/uploads\/2026\/10\/km-wibor-co-to-jest-i-co-zastapi-go-polstr-768x403.jpg 768w, https:\/\/kancelariamarcinkowski.pl\/wp-content\/uploads\/2026\/10\/km-wibor-co-to-jest-i-co-zastapi-go-polstr-300x158.jpg 300w, https:\/\/kancelariamarcinkowski.pl\/wp-content\/uploads\/2026\/10\/km-wibor-co-to-jest-i-co-zastapi-go-polstr-1024x538.jpg 1024w, https:\/\/kancelariamarcinkowski.pl\/wp-content\/uploads\/2026\/10\/km-wibor-co-to-jest-i-co-zastapi-go-polstr-600x315.jpg 600w, https:\/\/kancelariamarcinkowski.pl\/wp-content\/uploads\/2026\/10\/km-wibor-co-to-jest-i-co-zastapi-go-polstr.jpg 1200w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/a><p class=\"km-acard__cat\">WIBOR<\/p><h3 class=\"km-acard__title\"><a href=\"https:\/\/kancelariamarcinkowski.pl\/index.php\/2026\/10\/18\/wibor-co-to-jest-i-co-zastapi-go-polstr\/\">WIBOR \u2014 co to jest, jak wp\u0142ywa na rat\u0119 i co zast\u0105pi go POLSTR<\/a><\/h3><p class=\"km-acard__excerpt\">Czym jest WIBOR, jak zmiana wska\u017anika przek\u0142ada si\u0119 na rat\u0119 i co oznacza dla Twojego kredytu przej\u015bcie na POLSTR \u2014 z datami i przyk\u0142adem.<\/p><p class=\"km-acard__more\" aria-hidden=\"true\">Czytaj artyku\u0142<\/p><\/article><\/div><\/div><\/section>\n\n\n<section id=\"kontakt\" class=\"wp-block-group km-section km-soft km-contact is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group km-wrap is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns km-contact__grid is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column km-contact__intro is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"km-eyebrow wp-block-paragraph\">07 \/ KONTAKT<\/p>\n\n\n<h2 class=\"wp-block-heading\">Zacznijmy<br>od rozmowy.<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Opisz kr\u00f3tko, czego dotyczy Twoja sprawa. Odpowiemy, aby ustali\u0107 dalsze kroki.<\/p>\n\n<ul class=\"km-details\"><li><svg class=\"km-ico\" width=\"19\" height=\"19\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"m7 3 3 5-2 2a16 16 0 0 0 6 6l2-2 5 3-2 4C10 21 3 14 3 5l4-2z\"\/><\/svg><div><span class=\"km-details__label\">Telefon<\/span><span class=\"km-details__value\"><a href=\"tel:+48500044483\">+48 500 044 483<\/a><small>pn\u2013pt 10:00\u201320:00<\/small><\/span><\/div><\/li><li><svg class=\"km-ico\" width=\"19\" height=\"19\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><rect x=\"3\" y=\"5\" width=\"18\" height=\"14\"\/><path d=\"m3 6 9 7 9-7\"\/><\/svg><div><span class=\"km-details__label\">E-mail<\/span><span class=\"km-details__value\"><a href=\"mailto:kontakt&#064;kan&#099;&#101;&#108;ariamarc&#105;&#110;k&#111;w&#115;&#107;&#105;.p&#108;\">&#107;&#111;n&#116;ak&#116;&#064;&#107;&#097;nc&#101;l&#097;&#114;&#105;&#097;marci&#110;k&#111;&#119;sk&#105;&#046;&#112;&#108;<\/a><\/span><\/div><\/li><li><svg class=\"km-ico\" width=\"19\" height=\"19\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M12 7v5l3 2\"\/><\/svg><div><span class=\"km-details__label\">Godziny pracy<\/span><span class=\"km-details__value\">pn\u2013pt 10:00\u201320:00<\/span><\/div><\/li><\/ul>\n\n<\/div>\n\n\n<div class=\"wp-block-column km-contact__form is-layout-flow wp-block-column-is-layout-flow\"><div class=\"km-cform\" id=\"formularz\"><h3 class=\"km-cform__title\">Napisz w kilku s\u0142owach<\/h3><p class=\"km-cform__hint\">Opisz spraw\u0119 og\u00f3lnie. Nie przesy\u0142aj na tym etapie dokument\u00f3w ani danych wra\u017cliwych.<\/p><form class=\"km-form\" method=\"post\" action=\"https:\/\/kancelariamarcinkowski.pl\/wp-admin\/admin-post.php\" novalidate data-km-form=\"contact\"><input type=\"hidden\" name=\"action\" value=\"km_submit\"><input type=\"hidden\" name=\"km_form\" value=\"contact\"><input type=\"hidden\" name=\"km_token\" value=\"1792433729.fc2c224bee7f4026b143\" data-km-token><input type=\"hidden\" name=\"km_ref\" value=\"https:\/\/kancelariamarcinkowski.pl\/wp-json\/wp\/v2\/pages\/529\"><div class=\"km-hp\" aria-hidden=\"true\"><label>Nie wype\u0142niaj tego pola<input type=\"text\" name=\"km_www\" tabindex=\"-1\" autocomplete=\"off\"><\/label><\/div><div class=\"km-row\"><div class=\"km-field\" data-field=\"imie\"><label for=\"km-imie-5\">Imi\u0119 <span aria-hidden=\"true\">*<\/span><\/label><input id=\"km-imie-5\" type=\"text\" name=\"imie\" required autocomplete=\"given-name\" maxlength=\"60\"><p class=\"km-field__error\" hidden><\/p><\/div><div class=\"km-field\" data-field=\"email\"><label for=\"km-email-6\">E-mail <span aria-hidden=\"true\">*<\/span><\/label><input id=\"km-email-6\" type=\"email\" name=\"email\" required autocomplete=\"email\" maxlength=\"120\"><p class=\"km-field__error\" hidden><\/p><\/div><\/div><div class=\"km-field\" data-field=\"telefon\"><label for=\"km-telefon-7\">Telefon (opcjonalnie)<\/label><input id=\"km-telefon-7\" type=\"tel\" name=\"telefon\" autocomplete=\"tel\" inputmode=\"tel\" maxlength=\"30\"><p class=\"km-field__error\" hidden><\/p><\/div><div class=\"km-field\" data-field=\"temat\"><label for=\"km-temat\">Czego dotyczy sprawa?<\/label><select id=\"km-temat\" name=\"temat\"><option value=\"\">Wybierz obszar<\/option><option value=\"prawo-cywilne\">Prawo cywilne<\/option><option value=\"roszczenia-odszkodowania\">Roszczenia i odszkodowania<\/option><option value=\"prawo-konsumenckie\">Prawo konsumenckie<\/option><option value=\"analiza-umow\">Dokumenty i umowy<\/option><option value=\"osoby-prywatne\">Wsparcie os\u00f3b prywatnych<\/option><option value=\"przedsiebiorcy\">Wsparcie przedsi\u0119biorc\u00f3w<\/option><option value=\"kredyt\">Kredyt w PLN, EUR lub CHF<\/option><option value=\"inna\">Inna sprawa<\/option><\/select><p class=\"km-field__error\" hidden><\/p><\/div><div class=\"km-field\" data-field=\"opis\"><label for=\"km-opis-8\">Kr\u00f3tki opis <span aria-hidden=\"true\">*<\/span><\/label><textarea id=\"km-opis-8\" name=\"opis\" required rows=\"5\" maxlength=\"2000\" placeholder=\"Opisz og\u00f3lnie temat. Nie wpisuj danych wra\u017cliwych ani szczeg\u00f3\u0142\u00f3w rzeczywistej sprawy.\"><\/textarea><p class=\"km-field__error\" hidden><\/p><\/div><p class=\"km-form__privacy\">Samo zapytanie nie oznacza przyj\u0119cia sprawy. Dane z formularza wykorzystamy wy\u0142\u0105cznie do odpowiedzi na zapytanie.<\/p><button type=\"submit\" class=\"km-btn km-btn--block\">Wy\u015blij wiadomo\u015b\u0107<svg class=\"km-ico\" width=\"17\" height=\"17\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M4 12h15m-6-6 6 6-6 6\"\/><\/svg><\/button><p class=\"km-form__req\">Pola oznaczone * s\u0105 wymagane.<\/p><div class=\"km-form__status\" role=\"status\" aria-live=\"polite\"><\/div><\/form><div class=\"km-form__success\" tabindex=\"-1\" hidden><svg class=\"km-ico\" width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"m5 12.5 4.5 4.5L19 7.5\"\/><\/svg><p>Dzi\u0119kujemy. Wiadomo\u015b\u0107 dotar\u0142a \u2014 odpowiemy, aby ustali\u0107 dalsze kroki.<\/p><\/div><\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>KREDYTY CHF \u00b7 EUR \u00b7 WIBOR Kredyt we frankach?Sprawd\u017a, co mo\u017cesz odzyska\u0107. Analizujemy umowy kredyt\u00f3w we frankach \u2014 tak\u017ce sp\u0142aconych \u2014 oraz kredyt\u00f3w w euro i z WIBOR. Powiemy jasno, jakie masz mo\u017cliwo\u015bci, jak wygl\u0105da sprawa i od czego zacz\u0105\u0107. 01 \/ OBSZARY POMOCY Od w\u0142a\u015bciwych pyta\u0144do konkretnych dzia\u0142a\u0144. Ka\u017cda sprawa ma w\u0142asny kontekst. Wybierz&hellip;&nbsp;<\/p>\n<div class=\"read-more-wrapper\"><a href=\"https:\/\/kancelariamarcinkowski.pl\/\" class=\"button button-primary\" rel=\"bookmark\">Read More<span class=\"screen-reader-text\">Kancelaria Marcinkowski<\/span><\/a><\/div>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"neve_meta_sidebar":"full-width","neve_meta_container":"full-width","neve_meta_enable_content_width":"off","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"on","neve_meta_reading_time":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"class_list":["post-529","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/kancelariamarcinkowski.pl\/index.php\/wp-json\/wp\/v2\/pages\/529","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kancelariamarcinkowski.pl\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kancelariamarcinkowski.pl\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kancelariamarcinkowski.pl\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kancelariamarcinkowski.pl\/index.php\/wp-json\/wp\/v2\/comments?post=529"}],"version-history":[{"count":3,"href":"https:\/\/kancelariamarcinkowski.pl\/index.php\/wp-json\/wp\/v2\/pages\/529\/revisions"}],"predecessor-version":[{"id":591,"href":"https:\/\/kancelariamarcinkowski.pl\/index.php\/wp-json\/wp\/v2\/pages\/529\/revisions\/591"}],"wp:attachment":[{"href":"https:\/\/kancelariamarcinkowski.pl\/index.php\/wp-json\/wp\/v2\/media?parent=529"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}